terms and conditions
These are the terms and conditions for use of this site and access
to the information contained on this site.
Fowler's Group ABN 57 105 242 484 authorised representative
no 230575 of FYG Planners Pty Ltd Australian Financial Services
Licensee No 224543, does not warrant or represent that the information
in this site is free from errors or omissions or is suitable for
your intended use.
1. Fowler's Group and its appointed representatives
i. do not give any warranty or make any representation
as to the accuracy, reliability, completeness or security of
the information contained in this site and as to changes in circumstances
after the date of publication that may impact on the accuracy
of the information;
ii. may change and update the information from time
to time;
iii. make no representation in relation to, and
are not responsible in any way, for any other site you access
through this site; and
iv. own the copyright in the material available
on this site.
2. Any trade marks appearing in this site are the
trade marks of Fowler's Group or
a third party. Users must not use or reproduce any of the trademarks
that appear in this site.
3. Users of this site must not:
• do anything
to alter or modify the information in this site;
• use the
material in this site for any purpose other than as a source
of information for personal use unless authorised
to the contrary;
• distribute, copy or otherwise reproduce in any way
any of the material available from this site unless it is expressly
authorised;
• post any material which is defamatory, in breach of copyright,
in breach of the Trade Practices Act or otherwise in any way
unlawful or inappropriate.
4. Users can print a hard copy of material on this
site for their personal use only other than material where this
is prohibited by a notice to that effect in this site.
5. The information contained in this site is general
information only made available to residents of Australia and
its territories and New Zealand and is not intended to be a recommendation,
offer or invitation to take up securities or other investments.
You should seek advice from an appropriately qualified professional
on whether the information is appropriate for your particular
needs, financial situation and investment objectives.
6. Fowler's Group and its appointed representatives
are not liable in any way to any person for any loss, damage,
cost or expense incurred as a result of the material contained
in this site or from unauthorised access to, or any misuse of
this site including, without limitation, any negligence by Fowler's
Group and its appointed representatives.
7. All references in this site to "$" or "dollars" are
references to Australian currency unless otherwise stated.
8. Users of this site agree to indemnify Fowler's
Group and its appointed representatives from all liability, cost
and expense, (including legal fees) arising directly or indirectly
from the use or distribution by any person of material placed
in the site by the user or from the alteration, modification
of or addition to material on the site by the user.
9. No information, feedback, questions or comments
placed on this site by any person other than Fowler's Group
and its appointed representatives will be confidential or authorised
or otherwise endorsed. Fowler's Group and its appointed
representatives can reproduce, use, disclose and distribute the
information to others in their absolute discretion.
10. Links to other sites are provided for your convenience
only. Any such links do not constitute or imply endorsement or
recommendations of any other company, product or service or any
affiliation between Fowler's Group and other organisation
(unless otherwise expressly stated). Fowler's Group
does not control and is not responsible for the content of any
other site accessed via this site.
11. You consent to Fowler's Group monitoring
your use of this site.